Our research shows that no one would buy a property that can not be insured or reformed, but it happens so many times! How is that possible?

The fact that so many properties have been sold under these circumstances, and are still being offered and sold today, leads to the conclusion that that purchasers and homeowners must not have been given the full information as to the status of their property or perhaps misled at the time of purchase.

In total, it is likely that there have been tens of thousands of transactions in recent years and many more current owners who are still unaware of their situation. That was enough reason to set up Casa Propia, the community for foreign buyers and homeowners.

All properties that have been built, renovated or extended without permits cannot have a valid License of first occupation and are actually illegal by law.

An illegal status has serious consequences often without the owners and buyers knowing:

  1. WITHOUT INSURANCEDespite paying the insurance premium, the owner for the payment of major damages depends on the benevolence of the insurer. That is no guaranteed coverage. Alarming and unfair!
  2. NOT BE ABLE TE REFORM – A property that cannot obtain a license for renovation until the illegal contructions have been legalized and non-legalizable demolished even when time barred.
  3. OTHER RISKS – Depending on the type of property, city or countryside, there are other things that people need to know which we have incorporated into a scheme (see here)
  4. WITHOUT LEGAL DEFENSE – Knowing that there is jurisprudence that makes it clear that it is very difficult to hold a real estate agency or a lawyer responsable in case of mayor mistakes, is to say that the owners are defenseless, and have to assume all the consequences.